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Why Americans Are Choosing To Retire In France: My French Healthcare Experience

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Deborah Bine

The Barefoot Blogger

Why Americans are choosing to retire in France is a question that is getting a lot of attention. I can give you my #1 reason: healthcare. Living in France has given me a deep appreciation for many things I have shared with Barefoot Blogger followersโ€”its history, beauty, and culture. French healthcare is a subject I never expected to be an expert in. However, over the years, I have had more than my share of medical events. But nothing prepared me for my recent battle with a serious heart condition.

The Heart Condition That Shook My World

For several years, I’ve been living with and managing atrial fibrillation with medication. Itโ€™s a fairly common malady for people my age, so I wasnโ€™t overly concerned. I knew there was a relatively straightforward procedureโ€”an ablationโ€”that could correct it if necessary. With regular check-ups with a cardiologist, I was convinced I would know if and when that time had come.

A wake-up call happened while I was visiting family in the U.S. Iโ€™d been feeling short of breath and assumed it was pneumonia, so I went to see an internist. Thatโ€™s when she dropped a word I wasnโ€™t expecting: โ€œhuge.โ€ My heart, she said, was โ€œhuge.โ€

A few days later, I was examined by a cardiologist in Atlanta who ran some pretty intensive tests. Despite the obvious problem, they didnโ€™t find a clear reason for the enlarged heart. They suggested an ablation to treat the atrial fibrillation. With only a few days left before my scheduled return to France, I asked the cardiologist for an OK to fly back home.

Still challenged to understand the mystery of my โ€œhugeโ€ heart, I started visiting cardiologists in France. One after another, the doctors couldnโ€™t pinpoint the underlying cause, and as time passed, life simply went on.

Then I met a team of cardiologists at a small, private hospital in Nรฎmes. They took a new approach. They scheduled an outpatient procedure to look inside my heart with a special camera, guided down my throat and into place to capture a clear view. It was then they discovered what others had missed: a 5.6 cm hole in my heart. This condition had been there since birth, silently causing my heart to enlarge, putting strain on it with each passing year.

When I was told about the condition, I sat motionless, processing what this meant. The words from the doctors, while serious, were reassuring. This could be fixed, and it needed to be. Quickly.

On October 17, 2024, I entered the Nimes hospital with a mix of nerves and hope. My son came in from Atlanta to be with me. The lead cardiologist explained the procedure, which involved a team of three cardiologists. With utmost precision, the surgeon guided a device through my femoral vein to my heart to seal the hole.

It was surreal knowing that something so significant could be done without major surgery and with such precision.

The surgery went smoothly, and I was back home the next day.

Here’s a short animated video of the surgical procedure for repairing an Atrial Septal Defect similar to mine. I’m sharing it with you because it’s pretty amazing!ย 

 

The Comfort of Post-Care

Returning home after a hospital stay in France is unlike any post-surgery experience in the US. A nurse (two male nurses alternating days on duty) came to my home each day to check on me. He took my vital signs and gave prescribed injections to ensure my recovery was on track. It may seem like a small thing, but the daily visits gave me a great deal of comfort.

It reminded me that here in France, healthcare isnโ€™t just about getting through the surgeryโ€”itโ€™s about making sure youโ€™re well in the days and weeks that follow. Itโ€™s not just a service; itโ€™s a system built on the belief that patient well-being is a journey, not just a moment of treatment.

My Earlier French Healthcare Experiences

This wasnโ€™t my first time around with French healthcare. Iโ€™ve had my share of challenges over the years, including falls that required emergency room visits and extended rehabilitation. One of the most memorable was a 10-week stay in two live-in rehabilitation centers, where I received daily physical therapyโ€”all at no personal cost. More recently, after breaking my arm, I completed 20 outpatient physical therapy sessions, again fully covered.

Granted, having a mutuelleโ€”an additional insurance plan that costs about 100 euros per monthโ€”has made a significant difference. It covers what the government doesnโ€™t, ensuring I donโ€™t face unexpected bills. This comprehensive support has made navigating health events in France far less stressful than it could have been.

Why French Healthcare Stands Out

Reflecting on all these experiences, Iโ€™m struck by the philosophy behind the French healthcare system. Itโ€™s rooted in a commitment to give patients universal access and comprehensive care. Patients arenโ€™t just cases; theyโ€™re people whose well-being and recovery matter.

The approach goes beyond treating illnesses; itโ€™s about ensuring full, holistic recovery. It’s a system that prioritizes patient health and peace of mind.

Final Thoughts on My French Healthcare Experience

As I continue my journey of living and loving France, I do it with a grateful heart. I know that the level of care and the relief from the burden of huge debt have made all the difference.

 

 

16 Responses

  1. What a year itโ€™s been for you, my friend. Iโ€™m so glad that youโ€™re doing well now. Youโ€™re right about comparing US and France healthcare systems. Weโ€™re in trouble in the US.
    Love you!

    1. Yes, this has been a year for the record books for me. Iโ€™m just grateful to be in the other side of it all now. Iโ€™ll be in your neighborhood this spring. Will stay in touch! Thanks for your kind noteโค๏ธ

  2. Im certainly glad that your heart defect was found and repaired and that youโ€™re recovering well. But you say that you had to go to a private hospital for diagnosis and treatment. Was this, too, at no cost other than your supplemental health insurance policy?
    Iโ€™ve heard others speak highly of the French health care system and the more comprehensive philosophy is definitely superior. In the US, I have only been able to get a visiting nurse to come at most twice a week to provide wound care for my nonagenarian mother tho daily bandage changes were prescribed and she lives alone. The French approach seems to be shared by most of the developed world other than the US.

    1. Yes, Anne, health care is such a bonus for this good life in France. I am amazed tha there are so many differences from the US. I simply can’t imagine the cost of a long term illness. My regards to your mother and to you for the journey you are on. Thank you for reading my posts and joining along as I stumble through France! Merci!

  3. Timely article for us. Better healthcare is one of the reasons we’re looking to France as a potential alternative to Portugal, where we live now. There are pros and cons on both sides but France seems to have the advantage in this area.

  4. So, happy to hear that everything worked out well and that your treatment was top-notch. Rest up my friend, you still have a big heart and warm outlook. ๐Ÿ’•

    1. I feel like a new person, Carolyne. My heart works like never before. Maybe I’ll take up marathons! Hope to see you! Keep up thw good work!

    2. I feel like a new person, Carolyne. My heart works like never before. Maybe Iโ€™ll take up marathons! Hope to see you! Keep up thw good work!

  5. How wonderful that the French specialists not only found the problem but fixed it so quickly!

    Stay well the rest of the year!

  6. Oh my goodness! Iโ€™m so grateful that the French are so committed to healthcare. I thought Canada was good, but since Covid, the system has become broken. Iโ€™ve just had my own heart scare and am still waiting to actually โ€˜seeโ€ the cardiologistโ€ฆin January!
    Stay wellโค๏ธ. Wish I was there to play nurse! Xox

  7. Can you share with us the name of your Mutuelle insurance? And level of coverage? Does it include coverage for dental & vision? We’ve lived here 5 years, but have always found coverage for both of us to be expensive… hundreds of dollars a month. If you prefer answering in private, my email is eastillwell@gmail.com
    Thanks!

  8. I am continually amazed at the stories I read and hear that compare US healthcare to France. I live in the States but I have a good friend, who is French, who lives two hours south of Paris. Last year, she was diagnosed with cancer and was sent to a specialty hospital in Paris for treatment. The government paid for a medical van to pick her up and take her back home — several times, at no cost to her. (She has fully recovered btw.) Unrelated to her cancer diagnosis, she also told me that she gets a letter from the government every year reminding her to get a mammogram which costs her $0 to get. The last time I had a mammogram, I think my co-pay was close to $300!

    1. Yes, her medical treatment is right in line with my experience. We also get a letter from the government reminding us to get our annual flu vaccine — also free. It’s simply amazing … and the right thing for every person to have access to affordable healthcare. That’s a major reason why i am enjoying my life in France.Thank you so much for you comment and for hanging with me through it all!

  9. You are a walking advert for the remarkable French Healthcare system! And we are โ€œheartenedโ€ to learn that all went extremely well with this latest procedure. Vern just completed his recovery period after a robotic aquablation in Minneapolis. The care and attention was 1st class, and costs were covered by Medicare and supplemental (same as you, $110 a month). His surgeon was phenomenal and followed his progress for weeks. Yesterday he was informed by the same, now gleeful, surgeon that he is ready for some serious travel adventures. We leave next Tuesday, fit as fiddles, and plan to see you after the New Year!

    1. I’m so happy to hear about Vern’s recovery. Minnesota is another great place for medical intervention. Now we’ll have even more to talk about when we’re together. Please stay in touch about your dates in France. Looking forward to seeing you!

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